Offer Terms
Whatever you need in a new space, we’re here to help.
Found Your Dream Home? Make it happen with a
30-YEAR 1/0 BUYDOWN LOAN
available through affiliate lender, Inspire Home Loans®
Offer terms by Loan Type
FHA†
YEAR 1 3.25% (4.529% APR) |
YEARS 2 - 30 4.25% (4.529% APR) |
VA††
YEAR 1 3.25% (4.434% APR) |
YEARS 2 - 30 4.25% (4.434% APR) |
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Disclaimer
*Rates are available only on the purchase of select Century Communities or Century Complete homes that contract on or before 5/15/2025 and close on or before 5/30/2025. Availability of rate special is limited and subject to change at any time without notice. This offer may change upon exhaustion of funds. Rate special is based on a Seller contribution towards discount points and is available through our affiliated lender, Inspire Home Loans, and is subject to limits. Any incentive to use Inspire Home Loans may not exceed 3% of the sales price. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. This is not an offering of property to residents in any jurisdiction that may have restrictions on interstate offerings of real estate, unless the property has been so registered, qualified or exemptions are available. It is the intent of Century to sell its residential homes pursuant to an exemption from the registration requirements the Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701, et seq.). †Financing example is based on a 30 year fixed FHA loan with a 3.5% down payment and a minimum credit score of 620. Mortgage has a 1-0 Buydown with an interest rate of 4.25% (4.529% APR). Buyer must qualify for financing at the note rate of 4.25%. The interest rate is reduced to 3.25% for Year 1. Based on a sales price of $390,000 and a loan amount of $382,936 (including financed up front mortgage insurance), monthly principal and interest payments are $2,870.98. for Year 1 and $3,088.24 for Years 2 - 30. ††Financing example is based on a 30 year fixed VA loan with a 0% down payment and a minimum credit score of 620. Mortgage has a 1-0 Buydown with a Note rate of 4.25% (4.434% APR). Buyer must qualify for financing at the Note rate of 4.25%. The interest rate is temporarily reduced to 3.25% for Year 1 and is 4.25% for Years 2 -30. Based on a sales price of $390,000 and a loan amount of $398,385, monthly principal and interest payments are $2,767.30 for Year 1, and $2,993.32 for Years 2-30. VA loans are available to eligible veterans and certain other service members. To check eligibility requirements see: https://www.va.gov/housing-assistance/home-loans/eligibility/ . Additional loan qualification requirements may apply as established by the Dept. of Veterans Affairs. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through Inspire Home Loans® | NMLS # 1564276. Additional information found at NMLS Consumer Access: www.nmlsconsumeraccess.org. ©05/2025 Century Communities, Inc. |